Unfortunately, people really can’t control how their permanent teeth will grow inside their mouths. Because of this, some will have to suffer from crooked teeth, which then affect their smile and self-confidence. The good news is that the dental industry offers braces as the best dental solution to get you smiling confidently once again.
While having braces is the most effective way to achieve straight teeth, it’s not surprising how these dental appliances could break the bank. Although their prices can vary depending on different factors, it would still total to quite a hefty cost. But, you don’t have to fret; there are many ways to save money on your braces.
Consider the following options to get affordable braces:
- Inquire About Payment Plans
One of the things to look out for when getting your braces is to approach an orthodontist care specialist that offers payment plans. If you don’t have dental insurance, this is the next wise way to be able to afford your braces.
Some dentists allow you to pay up depending on the number of sessions required, and finish paying for the braces until you’re entirely done with the dental services and procedures. However, do note that this may only apply if you personally know your dentist or have some form of connection with them.
Another payment plan option is to reach out to clinics that have formed partnerships with financing companies. Unlike credit financing, their payment plans are usually more reasonable. You can find plans that come with zero to little interest. They come in terms that allow you to pay until your teeth get fixed permanently.
If you have the perks of insurance coverage in your current company, it’s best to take advantage of it. With the help of insurance, some of the cost of braces can be covered. However, you should ask your insurance provider first if your package includes dental services, such as getting braces. In order to find out whether you’re eligible for benefits, you can directly ask your insurance provider or your company’s HR department about it.
As orthodontics involves cosmetic treatments, some people assume their dental insurance won’t cover them. But, it’s better to be sure than sorry. Chances are your dental insurance would actually allow you to enjoy specific dental service packages that are included when getting braces.
- Consider Paying Through Credit Card
A credit card is probably the easiest way to pay for braces. This allows you to get your teeth fixed without paying cash upfront. Depending on your credit card’s terms, you can extend payment for up to a number of years, if your bank provider allows it. There may also be options for you to enjoy zero interest if your bank holds promotions during the time you use it. In typical cases, however, interest is added if you extend the term for payment to one year or more.
Credit cards come with many valuable benefits. Many patients go for credit card payments due to the fact that the bank can extend the repayment period. Since braces can cost much, you’ll also be able to acquire reward points on your credit card, which can be converted to cash and other reward forms.
If you’re sure to pay in a timely manner, use your credit card to pay for your dental braces instead.
- Research For Dental Assistance Programs
Low-income families in some cities and countries are able to avail themselves of dental care services through dental assistance programs. Aside from government agencies, other non-profit organizations may offer programs like these, too. The key is to be on the lookout for such programs, as well as ensure that you qualify as a patient.
A dental assistance program may allow you to get free dental checkups and other required dental services before your braces are created. Although it may not cover all expenses, it could be one way to save money for your entire dental braces journey.
- Use Your Flexible Spending Account
One of the best ways to secure financing for your braces is to use your health savings or flexible spending account. This is when you’ve been saving up money or funds for whatever you intend to use it for in the future. Some employers instigate these accounts for their employees.
With this account, your money can go further since it’s not taxed. Thus, it’s wise for employees to take advantage of this savings method and make the most of their hard-earned money. You can use these funds for braces and deductibles not covered by insurance.
- Consider Reaching Out To Dentistry Students
Another way to save money on your braces is to approach a practicing dentistry student who’s interning or acquiring patients for their practice. In order for them to practice and master their skills, they need to work with patients and offer their services for free. You can approach these students and get your braces for a lower cost. They usually have the most updated dental technology provided in their schools, and they’re equipped with fresh knowledge and high-quality dental education, so it’s worth entrusting your dental health to them.
However, some people hesitate to go through this option because they feel worried that these students aren’t up to par with certified ones. But, the good news is that their professors and instructors are actually assisting them during the dental procedures. These people supervising the procedures are licensed dentists, so you can rest easy, knowing that you’ll be in good hands all through the process.
Dental treatments and procedures can cost a hefty amount of money. Fortunately, there are different options that’d make getting dental braces more affordable. Now’s the time to take advantage of them, so you can finally have your teeth straightened. The key here is to choose which option is most beneficial for your own needs. It’s best to approach your dentist today and seek advice about what type of braces would be most suitable for you. And, finally, look for ways to finance the procedure.